Should I get pre-approved now even if I don’t plan to start looking for a few months?

We hear “I’m in the early stages, it may be a few months,” as often as we hear “I didn’t expect to find a house so quickly!”. So, yes, we think that once you’ve committed to the idea of buying a house, it’s important to go through the preapproval process so that you can understand the financing side of the equation. CapCenter might even identify ways to improve your position vis a vis loan approval such as down payment requirements or issues on your credit report that should be addressed.

You are under no obligation to proceed with CapCenter, and the pre-approval letter can quickly be updated as you move forward.

Get pre-approved in as little as 1 hour by applying on our fast and easy online application portal.