How do I get preapproved for a mortgage?
You can apply any time on our CapCenter's fast and easy online mortgage application portal to get preapproved for a mortgage loan. Our application typically takes between 15 and 20 minutes. If you need assistance, we can walk you through the application by calling us at 1-800-968-5844. You can get pre-approved in as little as one hour during business hours.
Once you get preapproved, you will receive a preapproval letter that you can submit with your offers. CapCenter's online preapproval portal can help you generate updated pre-approval letters at any time so the seller cannot see the maximum loan amount that you are preapproved for.
We offer HomeReady and Home Possible® products which are not yet integrated into our online calculators and loan application. Please call us directly at 1-800-968-5844 to learn more and apply to these loan products.