I am a first-time home buyer. What is the first step?

We recommend getting pre-approved with us to have a better understanding of your budget and be able to strengthen an offer with a financial preapproval letter. Also, having a pre-approval letter will let real estate agents know that you are a serious buyer.

If you qualify as a first-time home buyer, you may qualify for lower rates and/or lower fees,. Your loan consultant will guide you through this discovery process.

You can read through our home buying guide to learn more about the process.

Learn more about other First-time Homebuyer programs and first-time homebuyer mortgage products.