Am I a first-time home buyer?

First-time home buyers may qualify for additional savings and loan products with CapCenter. 

If you haven't owned a home in the three years prior to purchasing your new home, you may be eligible for first-time home buyer benefits. Different agencies and municipalities have slightly differing definitions of first-time home buyer and certain benefits may depend on factors such as income, so we recommend consulting with our licensed loan consultants to see which savings you may qualify for.

If you qualify as a first-time home buyer, you may qualify for lower rates and/or lower fees, if applicable. Your loan consultant will guide you through this discovery process. 

Check out our HomeReady and Home Possible products to see if you may qualify for additional savings.

Learn more about other First-time Homebuyer programs and first-time homebuyer mortgage products.