Does CapCenter offer HomeReady and Home Possible® products?

We offer Fannie Mae's HomeReady and Freddie Mac's Home Possible® products, which have great rates and are available to borrowers with lower incomes and credit scores. However, our website does not support these products yet. Please apply directly with our client relations team at 1-800-968-5844.

These products offer great rates and have more flexibility with down payment (as low as 3%) and credit score (as low as 620), have down payment assistance programs with income restrictions, and may have lower mortgage insurance coverage requirements but require additional qualifications such as an income limit based on the area's median income (AMI). If you may qualify for these loan products, please contact our client relations team via chat or via phone at 1-800-968-5844 for more information.